Debt Defense

Debt Lawyers Serving Clients Across the Nation

You have just been served with court papers claiming that you owe thousands of dollars to a creditor. While you don’t recognize the name of the plaintiff who brought this complaint against you, you do realize that there is a credit card bill that you have not been able to pay after the company substantially increased its interest rates and minimum payment demand. 


What should you do? A lawsuit has been brought against you, and it is now time to sit back and carefully consider your own legal options.


At Hemming & Associates, P.C. we focus our efforts to being your trusted debt lawyers.  Call us at (844) 869-0999 to set up a consultation and discuss your options. We can walk you through the possibilities of a debt process, how to handle it, and what your options are.


Debt Settlement Attorneys


If a complaint and summons has been served upon you, the worst thing to do is to do nothing. If you fail to have an answer filed on your behalf and thereby contest the proceeding, a default and default judgment will eventually be entered. You will not have your day in court, and you will not be able to negotiate any equitable settlement. An answer and affirmative defenses must be filed!


After a default judgment is entered, the creditor will usually ask the court to include interest on the indebtedness and also award attorney fees. After the judgment is entered, the attorney for the creditor will then attempt to collect on the judgment. The legal options of the creditor for enforcement depends upon the state in which you reside. 


In some states, the creditor can attempt to garnish up to 25% of your wages. In other states, a lien can be placed on your property, or your bank accounts are attached. Do not subject yourself to enforcement proceeding by doing nothing. 


We focus on debt settlement and our attorneys can help you through this entire process.


Need a Debt Attorney, Call Us!


While no one is able to guarantee an ultimate victory in each case, there is one thing that can be guaranteed – it is crucial for you to act fast and work with an experienced debt attorney to protect your interests. If you don’t, it might result in a default judgment.  



For more information on defense law services, call us today at (844) 869-0999 to set up a consultation.

States We Serve

Our attorneys are licensed to practice in Alabama, Alaska, Arizona, Arkansas, California, District of Columbia, Florida, Georgia, Illinois, Indiana, Louisiana, Maryland, Michigan, Minnesota, Missouri, Nebraska, New Jersey, New Mexico, New York, Oklahoma, Oregon, Pennsylvania, South Dakota, Texas, Vermont, Virginia, Washington, and Wisconsin.

*Attorneys are limited to practice in the jurisdictions they are licensed.